Student Loan Forgiveness

My Education Solutions helps everyone qualify for Student Loan Forgiveness that are eligible based on the criteria determined by the Department of Education.  

My Education Solutions can help you navigate the complex landscape of student loan forgiveness programs. The Student Loan Act of 2007 established several options for individuals struggling to repay their student loan debt, including Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR) forgiveness for those working in for-profit organizations.

My Education Solutions is dedicated to helping clients find a path to student loan forgiveness. Our type of forgiveness program has been available for 16 years and can significantly reduce your monthly payments. Our clients who have completed their programs have received an average of $87,437* in forgiveness, with a total of over $22,121,664* already granted.

MES clients are also eligible for Biden’s one-time forgiveness of $10k or $20k if they meet income requirements. However, it’s important to note that this one-time forgiveness plan doesn’t do enough to help those struggling with student loan debt. Many Americans are unaware of the opportunities to receive student loan forgiveness by qualifying for needs-based 10-year PSLF and 20-year forgiveness programs.

Our advisors can provide guidance and help you determine if you’re eligible for a federal forgiveness program and ensure you’re paying the correct amount each month to count towards forgiveness on 10- and 20-year plans. There are many requirements to meet for your payment to be eligible for forgiveness, and our team can help you navigate the complexities of the process. Contact us today to learn more about how we can help you achieve student loan forgiveness.

* Click to see MES Completed Client’s Results stated above

More on the Biden one-time Forgiveness:

Biden’s one-time $10k or $20k Student Loan Forgiveness plan is still pending approval. If passed, the Department of Education has stated that your student loan will be reduced by the approved amount, but no specific timeline has been provided yet. However, given that the average student loan debt for 1 in 6 Americans is around $40k, this one-time forgiveness plan may still leave them with a significant balance of $20k to $30k.

It’s important to note that this plan may not offer significant relief to professional educators, medical professionals, and attorneys with student loan debt that exceeds the national average of $70k. They may need to explore alternative options to manage their high-interest rates and overpriced college education debt.

Furthermore, the courts are currently debating the constitutional question of whether the President of the United States has the authority to distribute the American people’s money without congressional approval, making the fate of this plan uncertain.

At My Education Solutions, we have been helping clients with established Student Loan Forgiveness programs since 2007. Our clients have saved an average of $88,310* with interest and principal using our program, which far outweighs the potential benefits of the one-time forgiveness plan. If you’re looking for long-term solutions to manage your student loan debt, contact our advisors today to learn about our programs and how we can help.

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Qualifying  Status:

  • For-Profit
  • Stay at Home
  • Non-Profit
  • Education Field
  • Military Field
  • Government/City/State/County/Tribal
Income Levels:   $0-$500,000+    
Credit Requirement:   none

MES advisors are familiar with all types of loans including but not limited to:

Direct Subsidized and Unsubsidized Loans
Direct PLUS Loans
Direct Consolidation Loans
Federal Perkins loans and Family Education Loans (FFEL)
Parent Plus Loans

MES Advisors will develop the best repayment strategy based on your individual situation, and each year, we re-evaluate it based on any life changes:

Income-Based Repayment (IBR)
Pay As You Earn Repayment (PAYE)
Revised Pay As You Earn (REPAYE)
Income-Contingent Repayment (ICR)


Public Service Loan Forgiveness (PSLF)
PSLF Waiver (limited enrollment time)
Non-Profit Employees
Forgiveness with Income-Based Repayment (IBR)
Forgiveness with Pay As You Earn (PAYE)
Forgiveness with Revised Pay As You Earn (REPAYE)
Forgiveness with Income-Contingent Repayment (ICR)
Federal Perkins Loan Cancellation



Student Loan Forgiveness for For-Profit employees
Student Loan Forgiveness for Business Owners
Student Loan Forgiveness for Doctors and Nurses
Student Loan Forgiveness for Health Care Professionals
Student Loan Forgiveness for Lawyers
Student Loan Forgiveness for Non-Profit Employees
Student Loan Forgiveness for Teachers
Student Loan Forgiveness for Educators
Student Loan Forgiveness for ANYONE in Education (includes Counselors, Admin, Bus Drivers)
Student Loan Forgiveness for Military
Student Loan Forgiveness for Stay at Home Parents
Student Loan Forgiveness for Unemployed