Student Loan Forgiveness

Student Loan Forgiveness is a Federal Program that can reduce the principal and interest of a debt owed if you meet certain requirements. Everyone has heard of student loan forgiveness programs out there for people who work in public service, education, health care, and other areas.

My Education Solutions also helps people that work in For-Profit Companies and who are currently unemployed or choose to stay at home.  In addition,  MES can help you if you have no income or if you make six figures obtain student loan forgiveness in any industry because we work with so many forgiveness programs.

Forgiveness is the reduction of student loan debt:

Forgiveness Programs lower your monthly payment starting immediately and you recertify each year for 10 or 20 years.

For example:  If you owe $100k in Student Loan debt but you only pay back $30k over 10 years if you make $55k income and have 2 people in your household working for a qualifying company.

How much do Consolidations & Refinances really cost?

Consolidations or Refinance extend the original standard payment term of 10 years to 25 or 30 years which lowers your payments but you will end up paying twice as much as you borrowed because of accruing interest.  This is why Forgiveness is often the best solution for people if they qualify.

For example:  If you borrowed $100k you could pay $200k back in interest.

Call Us 800-618-1170 to Learn More or
Click here to Answer 5 Quick Questions & Instantly Discover if you Qualify for Forgiveness

We are able to work with all types of loans including but not limited to:

Direct Subsidized and Unsubsidized Loans

Direct PLUS loans

Direct consolidation loans

Federal Perkins loans and Family Education loans (FFEL)

We determine what is the best repayment plan for your individual situation each year, including but not limited to:

Income-Based Repayment (IBR)

Pay As You Earn Repayment (PAYE)

Revised Pay As You Earn (REPAYE)

Income-Contingent Repayment (ICR)