Pros and Cons of Refinancing Federal Student Loans in 2026
If you have federal student loans, you may have considered refinancing to get a lower interest rate. Depending on your credit, income and other financial factors, a private lender may offer you a lower rate than the rate on your federal loans. That can sound...
What the One Big Beautiful Bill Means for Public Service Loan Forgiveness
For borrowers working toward Public Service Loan Forgiveness (PSLF), the One Big Beautiful Bill Act brings an important change to the federal student loan repayment system. The good news is that PSLF is not going away. The basic promise remains the same. Eligible...
Big Beautiful Bill and Student Loans: What the New RAP Plan Means for Borrowers
The One Big Beautiful Bill Act (OBBBA) has brought significant changes to the federal student loan system. For millions of borrowers, those changes could affect monthly student loan payments, income-driven repayment plans, Public Service Loan Forgiveness (PSLF), and...
Student Loan Forgiveness Programs Aren’t Gone But Your Strategy May Need to Change
For years, borrowers have been bombarded with headlines about student loan forgiveness, repayment pauses, court challenges, and changing federal programs. As a result, many people are unsure what options still exist. The confusion has only increased following the end...