Disability Discharge Program

If you are totally and permanently disabled, you may qualify for a discharge of your Federal Student Loans. To show that you qualify for a disability discharge, you will be asked to provide documentation from one of three sources :

• The U.S. Department of Veteran Affairs (VA) – This can take up to 6 months before we receive approval/denial) Need to be 100% disabled to receive approval.
• The Social Security Administration (SSA) is subject to a 3-year post-discharge monitoring period that begins on the date the discharge is approved.
• An Authorized Medical Professional (Physician letter is needed – 2nd pg of the application) is subject to a 3-year post-discharge monitoring period that begins on the date the discharge is approved.

Speak with a My Education Solutions Advisor who can assist you with a list of proper documentation.

MES will verify your application meets the requirements before submitting it to the Department of Education for approval on your behalf. As part of our services, we’ll monitor your status throughout the review process (average of 6 months) and assist with any further information requests that may be made.

If your application is successful, your Federal Student Loans will be discharged. There is a three-year post-discharge monitoring period. Once your eligible loans have been discharged, you may receive a refund for the qualified payments you previously made for that school.