Student Loan Forgiveness Resources
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The Best News Ever: Jennifer’s Student Loan Discharge Story
For years, Jennifer A. carried the weight of student loan debt from her time attending Ashford University and Brown Mackie College. With an original loan balance of more than $50,000, she had a long road ahead of her. Even with a manageable monthly payment, she still...
From Student Loan Stress to a Fresh Start: Venica K’s Story
For Venica K., a school social worker in Nashville, Tennessee, student loan debt had been a long-term burden. With approximately $110,000 in student loans, finding a path to forgiveness could make a significant difference in her financial future. Venica learned about...
From Overwhelmed to Free: Patricia’s Student Loan Story
For years, Patricia M. wondered if she would ever get out from under her student loan debt. After borrowing for both her undergraduate and graduate degrees, she returned to Texas and built a career in public service. But despite working and making payments, her...
What You Give Up When You Refinance Federal Student Loans
A lower interest rate can make refinancing federal student loans sound like an easy way to save money. But there is another side to the calculation. When you refinance federal student loans with a private lender, you are not simply changing your interest rate. You are...
Pros and Cons of Refinancing Federal Student Loans in 2026
If you have federal student loans, you may have considered refinancing to get a lower interest rate. Depending on your credit, income and other financial factors, a private lender may offer you a lower rate than the rate on your federal loans. That can sound...
What the One Big Beautiful Bill Means for Public Service Loan Forgiveness
For borrowers working toward Public Service Loan Forgiveness (PSLF), the One Big Beautiful Bill Act brings an important change to the federal student loan repayment system. The good news is that PSLF is not going away. The basic promise remains the same. Eligible...
Big Beautiful Bill and Student Loans: What the New RAP Plan Means for Borrowers
The new Repayment Assistance Plan (RAP) is changing federal student loan repayment. Learn how RAP could affect your monthly payment, student loan forgiveness and PSLF.
Student Loan Forgiveness Programs Aren’t Gone But Your Strategy May Need to Change
For years, borrowers have been bombarded with headlines about student loan forgiveness, repayment pauses, court challenges, and changing federal programs. As a result, many people are unsure what options still exist. The confusion has only increased following the end...
How a Private Student Loan Management Firm Can Save You Thousands
For millions of Americans, student loan debt feels like a second mortgage, except one that comes with confusing rules, changing repayment plans, and paperwork that never seems to end. Missing deadlines or choosing the wrong repayment option can cost borrowers...
How to Avoid Wage Garnishment and Lower Student Loan Payments
For millions of borrowers, student loans suddenly feel very stressful again. The SAVE Plan has effectively ended and collections on defaulted federal student loans resuming. Many borrowers are worried about rising payments, damaged credit, and even wage garnishment....